Leigh Ann is one payment away from being out of debt! Even better, she has the money to pay it and is just waiting on the statement! She is musing about writing a book, and I say she goes for it and has t-shirts printed up, like the one you see above. If you get a chance go back through her srchives, to see her daily struggle with getting out of debt and kicking the spending habit. Make sure you read some of the comments as well, she has some loyal readers out there that encourage her and even sent her money and gifts. she and her readers are a very good pay it forward example.